Global Tax Optimization, Asset Protection & Flag Theory Structuring

Our Services

Wide Network with 40+ Jurisdictions Covered

Our Engagement Model

Common Questions

Do I need to relocate permanently?

Not necessarily. Requirements vary by jurisdiction and can often be structured around your lifestyle preferences. We design solutions based on your specific business requirements and personal circumstances. Full relocation is not always necessary depending on jurisdiction selection and substance requirements.

Is international tax optimization legal?

Yes—when structured properly through licensed professionals. We coordinate legal, compliant international tax optimization through licensed tax advisors and attorneys. This is tax optimization through proper international planning—not tax evasion. All structures comply with OECD standards, CRS, FATCA, and local tax laws in all relevant jurisdictions.

Do you work with US citizens?

Yes, with limitations. US tax law is uniquely complex due to citizenship-based taxation, FATCA, and potential exit tax implications. We coordinate analysis through US-qualified international tax attorneys for US citizen situations, but options are typically more limited than other nationalities. We provide honest assessment of feasibility during consultation.

How is this different from hiring an accounting firm?

Accounting firms provide compliance services—tax filing, bookkeeping, annual accounts. We provide strategic international coordination—designing optimal multi-jurisdiction structures. We engage licensed compliance professionals for execution, but strategic design and implementation coordination is our core expertise. Think strategic advisory firm rather than accounting firm.

What happens after implementation?

Ongoing strategic advisory relationship including annual tax filing coordination, substance maintenance, regulatory compliance monitoring, and structure optimization as your business evolves. We coordinate with licensed professionals in each relevant jurisdiction to ensure your structure remains compliant and tax-efficient long-term. Typical client relationships span multiple years.

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If you value legality, longevity, and control — we should talk.

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Last Updated: December 4, 2025NATURE OF SERVICESOptima Sovereign provides strategic consulting services regarding multi-jurisdiction tax optimization, residency planning, banking strategies, asset protection, and corporate structuring.George Papp is NOT:
→ A lawyer or licensed to practice law
→ An accountant, CPA, or licensed tax advisor
→ An immigration consultant
→ A banking advisor or licensed financial planner
→ A company formation agentWHAT I PROVIDE:
→ Strategic analysis of tax optimization opportunities
→ Recommendations on jurisdictional structuring
→ Educational information on multi-jurisdiction planning
→ Coordination with licensed professionals for implementation
→ Referrals to vetted licensed professionalsWHAT I DO NOT PROVIDE:
→ Legal advice or legal services
→ Tax advice, tax preparation, or tax filing
→ Immigration services
→ Accounting services
→ Banking services (I coordinate only)
→ Company formation services (I refer to licensed agents)
→ Any services requiring professional licensingIMPLEMENTATIONImplementation is executed by licensed professionals including:
→ Corporate lawyers (entity formation, legal documents)
→ Tax advisors and accountants (tax compliance, filing)
→ Immigration specialists (residency/visa matters)
→ Banking relationship managers
→ Senior tax consultants (complex structures)You engage these professionals directly. I coordinate strategically but am not responsible for their work.REQUIREMENT TO CONSULT LICENSED PROFESSIONALSYou MUST engage licensed professionals before:
→ Making any legal or financial decisions
→ Implementing any recommended structures
→ Creating any legal entities
→ Filing any tax returns
→ Applying for residency or visa programs
→ Opening bank accounts
→ Taking any action based on recommendationsLIMITATION OF LIABILITYTo the maximum extent permitted by law, I am NOT liable for:
→ Any tax consequences
→ Any legal issues from implementation
→ Any immigration application outcomes
→ Any banking issues
→ Any financial losses
→ Any regulatory penalties
→ Any actions/inactions of referred professionalsMaximum liability is limited to fees paid.NO GUARANTEESNo guarantees regarding:
→ Tax savings achieved
→ Legal compliance
→ Tax authority acceptance
→ Implementation outcomesEDUCATIONAL PURPOSEAll information is for educational and strategic consulting purposes only. Not legal, tax, immigration, banking, or financial advice.ACCEPTANCEBy using this website or services, you acknowledge you have read this disclaimer and will consult licensed professionals before taking action.GOVERNING LAWGoverned by laws of Cyprus.CONTACTEmail: [email protected]
Cyprus Company Registration: [To be provided]
Registered Address: [To be provided]

Last Updated: December 4, 2025ACCEPTANCE OF TERMSBy accessing this website or using services, you agree to these Terms and our Disclaimer.1. NATURE OF SERVICESI provide strategic consulting regarding multi-jurisdiction tax optimization, residency planning, banking strategies, asset protection, and corporate structuring.Services include:
→ Strategic analysis across multiple jurisdictions
→ Recommendations on optimal structuring
→ Educational resources
→ Coordination with licensed professionals for implementation
→ Project management of implementation
→ Referrals to licensed professionalsI do NOT provide:
→ Legal advice or services
→ Tax advice, preparation, or filing
→ Immigration services
→ Accounting services
→ Banking services (I coordinate only)
→ Company formation services (I refer to licensed agents)
→ Any services requiring professional licensing2. CLIENT RESPONSIBILITIESYou agree to:
→ Consult licensed professionals before implementing recommendations
→ Engage licensed lawyers, accountants, tax advisors as needed
→ Verify all information independently
→ Comply with all applicable laws
→ Provide accurate information
→ File accurate tax returns in all jurisdictions
→ Acknowledge that final decisions are your responsibility3. IMPLEMENTATIONImplementation is performed by licensed professionals you engage directly:
→ Corporate lawyers (entity formation, legal work)
→ Accountants and tax advisors (tax compliance, filing)
→ Immigration specialists (residency/visa matters)
→ Banking relationship managers (account services)
→ Senior tax consultants (complex structures)I coordinate strategically, but licensed professionals are responsible for their work. Any disputes with them are between you and them.4. IMPLEMENTATION COSTSMy fees cover strategic consulting and coordination only.Implementation costs are separate:
→ Company formation fees (paid to corporate lawyers/agents)
→ Legal fees (paid to lawyers)
→ Accounting fees (paid to accountants)
→ Government fees (residency applications, registrations)
→ Banking fees (if any)
→ Senior tax consultant fees (for complex structures)These are paid directly to service providers, not to me.5. PAYMENT TERMSSTRATEGIC TAX CONSULTATION ($500):
→ Payment in full before service
→ Non-refundable once completedADVISORY RETAINER (€6,000/month):
→ €12,000 upfront (first + last month)
→ €6,000/month thereafter
→ 30 days notice to cancel
→ No refundsAll payments via Stripe. Prices in stated currency. Client responsible for bank/conversion fees.6. REFUND POLICY→ Qualification calls (free): No refund applicable
→ $500 Consultation: Non-refundable once completed
→ Advisory Retainer: No refunds; 30 days notice to cancel7. LIMITATION OF LIABILITYTo maximum extent permitted by law:
→ Total liability limited to fees paid
→ NOT liable for indirect, consequential, or punitive damages
→ NOT liable for tax consequences
→ NOT liable for legal issues from implementation
→ NOT liable for immigration outcomes
→ NOT liable for banking issues
→ NOT liable for financial losses
→ NOT liable for regulatory penalties
→ NOT liable for actions/inactions of referred professionals8. NO GUARANTEESNo guarantees regarding:
→ Tax savings achieved
→ Legal compliance
→ Tax authority acceptance
→ Implementation outcomes9. INTELLECTUAL PROPERTYAll materials I provide remain my intellectual property. You may:
→ Use for personal implementation
→ Share with licensed professionalsYou may NOT:
→ Resell or redistribute
→ Use to provide similar services
→ Reproduce publicly10. CONFIDENTIALITYI keep information confidential except:
→ When sharing with licensed professionals (with consent)
→ When required by law
→ When necessary for service delivery11. JURISDICTIONGoverned by laws of Cyprus. Disputes resolved in Cyprus courts.12. MODIFICATIONSI may modify these Terms at any time. Continued use constitutes acceptance.13. CONTACTEmail: [email protected]Optima Sovereign
Cyprus Company Registration: [To be provided]
Registered Address: [To be provided]BY USING SERVICES, YOU ACKNOWLEDGE YOU HAVE READ AND AGREE TO THESE TERMS.

Last Updated: December 4, 2025I am committed to protecting your privacy. This policy explains how I collect, use, and safeguard information.1. INFORMATION COLLECTEDPERSONAL INFORMATION YOU PROVIDE:
→ Name, email, phone
→ Financial information (income, assets, business details)
→ Citizenship, residency, tax status
→ Business model and income sources
→ Any information provided during consultationsAUTOMATICALLY COLLECTED:
→ Browser type and version
→ Device information
→ IP address and location
→ Pages visited
→ Referral sourceCOOKIES:
→ Used to improve experience
→ Google Analytics for traffic analysis
→ Disable in browser if preferred2. HOW INFORMATION IS USEDTo:
→ Provide strategic consulting
→ Prepare analysis and recommendations
→ Communicate about services
→ Process payments
→ Coordinate with licensed professionals (with consent)
→ Improve website and services
→ Send educational content (opt-in only)
→ Comply with legal obligations3. INFORMATION SHARINGMay share with:LICENSED PROFESSIONALS (with consent):
→ Lawyers, accountants, tax advisors, banking specialists for implementationSERVICE PROVIDERS:
→ Payment processors (Stripe)
→ Email providers
→ Website hosting
→ Calendar tools (Calendly)LEGAL REQUIREMENTS:
→ If required by law
→ To protect rightsInformation is NOT sold to third parties.4. DATA SECURITYReasonable security measures:
→ Encrypted transmission (SSL/TLS)
→ Secure payment processing
→ Limited access to information
→ Regular security reviewsNo method is 100% secure.5. DATA RETENTIONRetained for:
→ As long as you use services
→ As required for legal/tax purposes
→ To resolve disputes
→ Minimum 7 years for recordsRequest deletion (subject to legal requirements).6. YOUR RIGHTSDepending on location:
→ Access information
→ Correct inaccuracies
→ Request deletion
→ Object to processing
→ Withdraw consent
→ Data portabilityContact: [email protected]7. GDPR COMPLIANCE (EU RESIDENTS)→ Process data based on consent, contract, or legitimate interests
→ Rights under GDPR (access, erasure, portability, etc.)
→ Lodge complaints with supervisory authorities
→ No data transfer outside EU without safeguards8. INTERNATIONAL TRANSFERSServers/partners may be in different jurisdictions. By using services, you consent to transfer to Cyprus and other countries.9. CHILDRENServices not for anyone under 18. Do not knowingly collect from children.10. THIRD-PARTY LINKSWebsite may link to third-party sites. Not responsible for their privacy practices.11. EMAIL COMMUNICATIONSIf you provide email:
→ Service-related communications sent
→ Educational content (opt-out available)
→ Unsubscribe anytime12. CALENDLYCalendly used for scheduling:
→ Collects name, email, scheduling data
→ Review Calendly privacy policy: calendly.com/privacy13. STRIPEStripe used for payments:
→ Do NOT store credit card information
→ Stripe processes securely
→ Review Stripe privacy policy: stripe.com/privacy14. GOOGLE ANALYTICS→ Collects anonymous usage data
→ Review Google privacy policy: policies.google.com/privacy
→ Opt out: tools.google.com/dlpage/gaoptout15. UPDATESMay update periodically. Changes effective upon posting. Material changes communicated via email.16. CONTACTEmail: [email protected]Optima Sovereign
Cyprus Company Registration: [To be provided]
Registered Address: [To be provided]DATA PROTECTION OFFICER: George Papp